Palm Bay, FL Car InsuranceFatal crashes in Palm Bay
Fatal crashes in Palm Bay, 2019–2023
Federal records show 42 fatal crashes inside Palm Bay city limits over those five years, in which 46 people died. 60% happened after dark. 17 involved a pedestrian.
The roads that recur most in those records:
| Road | Fatal crashes |
|---|---|
| US-1 | 8 |
| I-95 | 5 |
| CR-516 | 3 |
| SR-507 | 3 |
| DE GROODT RD | 2 |
This is why liability limits matter more than the premium difference suggests. The state minimum is the least you can legally carry, not a measure of what a serious crash costs — and anything above your limit is yours to pay.
Source: NHTSA Fatality Analysis Reporting System (FARS), 2019-2023. FARS records every fatal crash on a public road in the US.
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